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Home Equity Loans

Use Your Home as Collateral

With home equity loans and home equity lines of credit, you use the equity you’ve built up in your home to determine how much you can borrow for your loan.

Home Equity Loans / Home Improvement Loans

Use the equity in your home for home improvements, college tuition, vacations or any other big ticket purchase you choose. Here are some features:

  • Fully amortizing payments
  • Flexible terms
  • Fixed rate
  • No annual fee
  • No prepayment penalties

Home Equity Lines of Credit

Use the equity in your home when and where you need it. This line of credit is convenient because it’s available on a moment’s notice.

  • Smaller payments than a home equity loan
  • Interest-only payment due monthly
  • Variable rate
  • Use money from your line of credit when and if you need it, and then pay it back. (In contrast, a home equity loan is received in full at the closing of the loan with monthly payments)
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