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Debit / Credit Cards

Debit Cards

Security State Bank offers a debit card that gives you the convenience of instant checking-account purchases, account management and easy access to cash. Accepted wherever MasterCard is accepted, our debit card works just like your checkbook only faster, easier and more convenient than writing a check.

No check writing means no need to carry a bulky checkbook. No need to show multiple forms of identification. Simply present your card and sign your name. The money is automatically deducted from your checking account. It’s that easy!

Record keeping is easier too. When you make a purchase or ATM transaction with your card, you’ll receive a receipt, and all the details will be listed on your monthly statement and instantly on Online Banking.

Our on-site ATM is available 24/7. Search for others here.

If you're using an electronic terminal at the checkout counter and are prompted to choose a payment option, be sure to push the CREDIT button, not the ATM or DEBIT button.


Show fraud who’s boss with the mobile app that lets you control your debit card usage and spending on the go. With CardValet, you can:

  • Turn your debit card on and off
  • Limit authorized transactions to specific locations, merchant types or transaction types
  • Get notified about potential fraud with alerts on attempted and declined transactions
  • Establish debit card controls and alerts based on amount, location, merchant type or transaction type
  • Set per-transaction spending limits
  • Get real-time balances for your accounts

Download on the App Store Get it on Google Play

CardValet is a trademark of Fiserv, Inc. or its affiliates and a service of Security State Bank. Message and data rates may apply. See your mobile service provider for details.

Credit Cards

Now you can enjoy the world’s most respected card while working with the northern Minnesota folks you know and trust!

Security State Bank offers Visa credit cards. These hometown accounts are issued and handled directly by us, so there is no waiting around if you have a question — we’re here to answer it. If you need a cash advance, we’ll take care of it.


One of the best features of a Security State Bank Visa card is the Scorecard program, through which you can earn points for each dollar that you spend. Points can be redeemed for gift rewards ranging from gift certificates to large screen TVs, or the points can be used for travel benefits, including hotel discounts or a round-trip airline ticket to any destination in the U.S., Caribbean, Europe or Asia!


Another great feature is Auto Pay. You can set up your account to have the payment automatically taken out of your checking or savings account each month. This feature is a great way to save you time, money and hassle! Or if you’d rather make your payment at our branch each month, you can drop it off, and the payment will be credited to your account that day.

To apply for your hometown Visa card, stop by and visit us today.

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