Mortgage Checklist

Credit Cards

Now you can enjoy the world’s most respected card while working with the northern Minnesota folks you know and trust!

Security State Bank offers Visa credit cards. These hometown accounts are issued and handled directly by us, so there is no waiting around if you have a question — we’re here to answer it. If you need a cash advance, we’ll take care of it.

Scorecard

One of the best features of a Security State Bank Visa card is the Scorecard program, through which you can earn points for each dollar that you spend. Points can be redeemed for gift rewards ranging from gift certificates to large screen TVs, or the points can be used for travel benefits, including hotel discounts or a round-trip airline ticket to any destination in the U.S., Caribbean, Europe or Asia!

AutoPay

Another great feature is Auto Pay. You can set up your account to have the payment automatically taken out of your checking or savings account each month. This feature is a great way to save you time, money and hassle! Or if you’d rather make your payment at our branch each month, you can drop it off, and the payment will be credited to your account that day.

To apply for your hometown Visa card, download the application or stop by and visit us today.

Information Security Mortgage Needs

Your Social Security number (card)
Two current pay stubs within the last 30 days
Two most recent years' W-2s (or, if self-employed, your tax returns from the past two years)
Bank statements for the past two months (if you're already an SSB customer, we can get these for you)
Investment account statements for the past two months
Retirement account statements for the past two months

If you currently own real estate, you will also need:

Mortgage account information
Home insurance policy information
Property tax information
Home equity account information (if applicable)